Business Advisor

Newton hopes free Wi-Fi enlivens downtown

NEWTON For years, city leaders had been looking for a way to offer wireless Internet access as a free public service.

Options always cost too much – from $50,000 to $150,000.

But Jason Clay, 42, Newton’s information service director, didn’t stop trying to find a less-expensive solution. He kept researching and recently cracked the puzzle. By spending only about $3,000 and using equipment from two different companies, the city has been able to provide free outdoor Wi-Fi in the downtown area.

Leaders saw it as a way to bring more customers into the central business district and encourage the use of public parks and the city swimming pool.

There’s also another benefit: mobile devices that will help them monitor the city’s water supply and electrical grid.

“This is uncharted territory for the city,” said Mayor Robert Mullinax.

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Loan Options for People with Bad Credit

At one time in our history banks and other financial institutions would grant a loan to anyone, even if they had previously had issues with repayment based solely on knowing the person because in those times they knew that the client was “good for it”. Those days are long since gone. Today’s financial institutions have to consider the money that they are adding to their own bottom line above the personal relationships they have with their customers. They can no longer justify approving a loan application for a client, though they may have a long standing relationship, if the applicant cannot show a positive credit score. There are options available for the applicants, but those options will cause them to look outside of the traditional financial institutions.

Loan options for those with bad credit come in a variety of shapes and sizes dependant on the applicants needs. Options are available for personal loans, home equity loans, home mortgages, as well as vehicle loans. Read more…


Irene to bring outages, scattered shortages of gas

AP Photos Utility workers stage in Middle River, Md. in preparation for Hurricane Irene Friday. The storm is expected to hit the area Saturday.

A line worker with South Carolina Electric and Gas repairs a power pole that was snapped by the first wind and rain from Hurricane Irene, blocking the only way in and out of Folly Beach in Charleston, S.C., Friday. Hurricane warnings remained in effect from North Carolina to New Jersey. Hurricane watches were in effect even farther north and included Long Island, Martha’s Vineyard and Nantucket, Mass.

AP Energy Writers

NEW YORK — East Coast residents braced for power outages and rushed to top off their gas tanks as Hurricane Irene swept closer to the region Friday. P

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Bernanke proposes no new steps to boost economy

JACKSON HOLE, Wyo. — Chairman Ben Bernanke is proposing no new steps by the Federal Reserve to boost the economy while hinting that Congress may need to act to stimulate hiring and growth.

Bernanke said Friday that while record-low interest rates will promote growth over time, the weak economy requires further help in the short run. He is speaking at an annual economic conference in Jackson Hole, Wyo.

His speech follows news that the economy grew at an annual rate of just 1 percent this spring and 0.7 percent for the first six months of the year. Only slightly healthier expansion is foreseen for the second half.

Bernanke said he’s optimistic that the job market and the economy will return to full health in the long run.

Stocks fell lower after the speech was released. The Dow had been down about 78 points, about 0.7 percent, shortly before 10 a.m.

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Coverage Checklist for Contractor’s General Liability Insurance

Because construction contractors often need to deal with a higher risk of accidents and incidents resulting to injury, loss or damage to third parties which arise from their business operations, it is important that they are able to get the right type of contractor’s liability insurance that would give them with the coverage that they need. This is why most construction contractors use a checklist of different insurance concerns so that it would be easier for them to determine whether the coverage that comes with a policy can cover all of their expectations. Here are some of the things that can be found in the coverage checklist for contractor’s general liability insurance.

Policy Inclusions: This would include basic questions about the policy and the type of coverage it provides. Som Read more…


Business Insurance in the UK

Business insurance in the UK is different from personal policies that people get, and it is different from commercial policies in other countries as well. Each country has laws that are made to protect people from injuries, illnesses, and improper company policies that they may encounter in the work place.

Countries observe the occurrences of injuries that are not paid for, and the number of employees, and customers that have to file lawsuits against different types of companies, and they try to create laws, and regulations, that companies must follow to ensure their employees, and the customer’s safety.

In the UK there are laws saying that every company that has an employee on their payroll will purchase employee liability coverage. Employee liability will protect that employee if they suffer a work related injury, or a work related illness, that requires them to seek medical treatment. T Read more…


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